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U.S. regulators knock compliance at China Construction Bank

The U.S. Federal Reserve and the New York Department of Financial Services said China’s second biggest bank has to improve its anti money-laundering practices and do more due diligence on customers.

The regulators released an enforcement action Tuesday against the New York branch of China Construction Bank Corp.

The bank has 60 days to submit a beefed up AML plan. The regulators also want the bank to risk-rank its customers through an enhanced due diligence program.

Tuesday’s order didn’t impose any financial penalties on the bank.

The regulators said the bank’s remediation plan should include better compliance with information requests, transaction monitoring and reporting, and overall governance.

The joint Federal Reserve / New York DFS written agreement with China Construction Bank Corporation and its New York branch is here (pdf).

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Richard L. Cassin is the publisher and editor of the FCPA Blog. He can be contacted here.

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